Insurance 

In addition to providing mortgage advice, we also offer advice on general insurance products. For example, we may be able to help you if you are looking to protect your monthly mortgage payments or if you want to insure the contents of your home.
Our advice and recommendation service extends to the following general insurance products*:

• Mortgage Payment Protection Insurance 

• Buildings Insurance

• Contents Insurance

Mortgage Payment Protection Insurance

Mortgage Payment Protection Insurance protects your mortgage repayments in the event that you are not able to work due to accident, sickness or unemployment.

We can arrange this type of insurance for you and explain what it does and how it works.

Buildings Insurance

When you take out a mortgage, the lender will require that you have adequate buildings insurance, which insures the property against damage.

If you are buying a freehold property then it is your responsibility to organise this cover yourself. If you are buying a leasehold property (most flats tend to be leasehold) then it is the freeholder's responsibility to arrange it, so make sure that this has been done.
 
We can arrange this type of insurance for you and explain what it does and how it works.

Contents Insurance

Contents insurance is often sold alongside buildings insurance. Lenders do not require borrowers to take out contents insurance, however, it is highly recommended that you do.

We can arrange this type of insurance for you and explain what it does and how it works.

*Teesside Independent Mortgages Ltd provides advice on general insurance products from a single provider, Paymentshield.

Pure Protection Products

We also offer advice on pure protection products. For example, we may be able to help you if you want to arrange life insurance or critical illness cover.

Our advice and recommendation service extends to the following pure protection products:

• Term Assurance

• Income Protection

• Critical Illness Cover

• Private Medical Insurance**

We can arrange these types of insurance for you and explain what they do and how they work. 

Teesside Independent Mortgages Ltd provides advice on pure protection products from a range of insurance providers

**Teesside Independent mortgages Ltd provides advice on private medical insurance from a single provider, Norwich Union.